本批新增核实：23-01(CR)反洗钱及反恐怖分子资金筹集、23-02(CR)销售境外未建成物业、24-01(CR)良好竞争做法(佣金及优惠)——共3份重磅通告，均已逐份核对官方原文
至此累计已核实17（第一、二批）+3（本批）=20份通告。尚余26-01(CR)（2026年2月生效，附流程图）未及核实，将在下一轮继续查证补充。
这是篇幅最大、内容最详尽的通告之一，考试重点极高，务必熟读。
Q1. 反洗钱规定（AML/CFT）适用于租赁交易吗？
A：不适用。指引只適用于持牌人在香港参与为客户买卖地产物业交易之时。
彼得前書3:1–7把「寄居者在社會中的見證」帶進最親密的家庭關係中。經文的重點不是建立丈夫的權力，而是呼召夫妻在基督面前以聖潔、尊重、理解和彼此承受恩典的方式生活。
First Peter 3:1–7 brings the witness of “sojourners in society” into the most intimate human relationship: marriage. The passage is not about establishing male power, but about calling husbands and wives to live before Christ with holiness, respect, understanding, and shared participation in grace.
(more…)彼得前書2:21–25是2:18–20的高峰。前面彼得談到僕人在不公平的工作關係中如何持守良心，現在他把基督放在信徒面前：基督不但留下受苦的榜樣，更以自己的身體擔當人的罪，使迷失的人歸回神。
First Peter 2:21–25 is the climax of 2:18–20. Peter has been addressing how servants can maintain a clear conscience amid unjust working relationships; he now places Christ before believers as both the model of suffering and the One who bore their sins in His body so that the lost might return to God.
(more…)彼得前書2:18–20首先是寫給古代羅馬社會中的家庭奴僕，而不是直接寫給現代職場員工。因此，今天應用這段經文時，必須先承認古代奴僕制度與現代僱傭關係並不完全相同；同時也要避免把這段經文解讀成神認可剝削、暴力或虐待。
First Peter 2:18–20 was originally addressed to household servants in the ancient Roman world, not directly to modern employees. Therefore, applying it today requires recognizing that ancient slavery and modern employment are not identical, while also avoiding the interpretation that God approves exploitation, violence, or abuse.
(more…)這段經文教導基督徒如何在地上社會中生活：為主的緣故尊重制度和掌權者，以善行回應誤解，善用在基督裡的自由，並且始終把對神的敬畏放在對人的尊重之上。
This passage teaches Christians how to live within earthly society: for the Lord’s sake, respect institutions and authorities, respond to misunderstanding with good conduct, use Christian freedom responsibly, and always place reverence for God above respect for human beings.
根據你提供的官方資訊，營業員資格考試的範圍涵蓋《地產代理法律與實務學習指引》的第一至五章及第七章。考試以多項選擇題方式作答，可選筆試或電腦應考模式。
以下為你整理的各章核心考點，以及精選的問答題與選擇題複習資料。
(more…)彼得前書2:11–12是全書的重要轉折點：它把前面關於救恩、重生、盼望和信徒身份的教導，轉化為後面關於日常生活、受苦和見證的實踐。
First Peter 2:11–12 is a major turning point in the letter: it turns the earlier teaching on salvation, new birth, hope, and Christian identity into practical instruction about daily life, suffering, and witness.
經文：彼得前書二章11節
Scripture: 1 Peter 2:11
「親愛的，你們是客旅，是寄居的，我勸你們要禁戒肉體的情慾；這情慾是與靈魂爭戰的。」
“Beloved, I urge you as sojourners and exiles to abstain from the passions of the flesh, which wage war against your soul.”
— 彼得前書二章11節
— 1 Peter 2:11
這節經文是彼得前書由「身份」轉向「生活」的重要轉折。前面彼得宣告信徒是被揀選的一族、君尊的祭司、神聖的國度和屬神的子民；現在他開始說明：這種身份應當如何影響信徒在社會中的生活方式。
This verse marks an important transition in 1 Peter from “identity” to “conduct.” Peter has just declared that believers are a chosen race, royal priesthood, holy nation, and people belonging to God; he now explains how this identity should shape their life in society.
(more…)經文：彼得前書二章11至12節
Scripture: 1 Peter 2:11–12
「親愛的，你們是客旅，是寄居的，我勸你們要禁戒肉體的情慾；這情慾是與靈魂爭戰的。」
“Beloved, I urge you as sojourners and exiles to abstain from the passions of the flesh, which wage war against your soul.”
— 彼得前書二章11節
— 1 Peter 2:11
彼得稱信徒為「客旅、寄居者」，不是叫基督徒逃離世界，也不是叫我們輕看地上的責任，而是提醒我們：我們在世上生活，卻不把這世界當作最終的家。
Peter calls believers “sojourners and exiles” not to make them flee the world or despise earthly responsibilities, but to remind them that they live in this world without treating it as their ultimate home.
經文：彼得前書二章10節
Scripture: 1 Peter 2:10
「你們從前不是子民，現在卻成了神的子民；從前未曾蒙憐憫，現在卻蒙了憐憫。」
“Once you were not a people, but now you are the people of God; once you had not received mercy, but now you have received mercy.”
— 彼得前書二章10節
— 1 Peter 2:10
這節經文用兩個強烈對比，描述神在救恩中如何改變人的身份：從前不是子民，現在成了神的子民；從前未蒙憐憫，現在卻蒙了憐憫。
This verse describes God’s transforming work in salvation through two powerful contrasts: once not a people, now the people of God; once without mercy, now recipients of mercy.